If you have multiple IRAs you must calculate the RMD for each account. The withdrawal can be taken out of each account or just one. The key is to withdrawal the full RMD amount.
403(b)s work the same are IRAs. However, you have to calculate your RMD for your 403b accounts separately and withdraw the RMD from 403(b) accounts only.
Employer-sponsored plans like 401(k)s must also be calculated separately and withdrawn from 401(k) accounts only.
Please Note: The information contained in this Web site is provided solely as a source of general information and resource. It is a not a statement of contract and coverage may not apply in all areas or circumstances. For a complete description of coverages, always read the insurance policy, including all endorsements.